Are Adjustable-Rate Mortgages Worth It in 2026?
Adjustable-Rate Mortgages Look More Appealing Than Ever. Are They Worth It? Surging mortgage rates have resurfaced an old question for homebuyers: How much risk is a cheaper monthly payment worth? In the final week of September, the average rate on a 30-year fixed mortgage climbed to 7.30%—its highest level since November 2023, according to the